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Showing posts from 2018

Bitten By A Cat

I have never imagined that I would need to get anti-rabies vaccine and boosters one day. Last Saturday, I was playing with our pet cat when suddenly she got pissed and bit me on my left hand. I immediately washed my bitten hand with running water and soap. I let it bleed because that is what people say when you are bitten by an animal. They say it would let the bacteria out, though I was not really sure about it. I even put on crushed garlic on my wound. Two hours later, I went to the FEU-NRMF ER with my fiance to have my wound checked, just to be safe. The doctor cleaned my wound and a few minutes later I was given some injections: Anti-rabies vaccine (Verorab) and Tetanus Toxoid. I was also tested for skin allergy for 30 minutes before they gave me the Anti-Tetanus vaccine. So here how it goes, in case anyone is bitten by an animal. When one is bitten by an animal, whether it is vaccinated or not, wash the wound immediately with soap and water, and go to the nearest ER or Anima...

Should We Get An HMO As Freelancers?

My fiance was scheduled today for an endoscopy at 10 AM today. He was supposed to use his HMO subscription, which is a Maxicare Gold plan. The diagnosis given by his gastroenterologist was abdominal pain, by which probably caused his recent acid reflux, that’s why he needed to do an endoscopy to confirm. But for Maxicare, it claimed that he was diagnosed with GERD (Gastroesophageal reflux disease), which they said was a pre-existing condition, therefore he could not have his procedure expenses be fully covered by his plan. We are well aware of the details in the brochure before he paid for the plan. We know what are the pre-existing conditions and dreaded diseases covered or not covered. It was listed on the brochure. But our question, how could Maxicare assume that his condition was pre-existing? So they give their own diagnosis to the patient now? How could they know better about the condition than the patient himself? Our doctor even talked to the Maxicare agent over the ph...